How To Get A Cash App Card Under 18

How To Get A Cash App Card Under 18 – The Complete Guide

Do you have a teenager who wants the freedom and convenience of having their own Cash App card? As a parent, you may be wondering if it’s possible for someone under 18 to get a Cash App card. The short answer is yes, with a few limitations.

In this comprehensive guide, I’ll explain everything you need to know about getting a Cash App card for your child under 18. We’ll cover eligibility, the application process, account management, usage limits, and more.

Key Takeaways

  • Teens 13-17 can get a Cash App card with guardian approval
  • Parent/guardian oversight required for minor accounts
  • Usage limits in place: $250/week sending, $1000/month receiving
  • Manage teen’s account settings under Family Accounts
  • Security features allow instant card freezing if needed
  • Full account access granted at age 18

Overview of Cash App Cards

First, what exactly is a Cash App card?

Cash App cards are free debit cards linked directly to a Cash App account balance. They allow instant access to money in your Cash App account to make purchases online or in stores anywhere Visa is accepted. You can also withdraw cash for free from ATMs.

The cards come with some nice perks too, like Boosts which are instant discounts and rewards at popular merchants like McDonald’s and Starbucks. There’s also instant refunds for purchases and protections against fraud or unauthorized use.

Overall, Cash App cards provide a convenient way for people to manage money and make transactions without needing a separate bank account.

Cash App Card Eligibility for Minors

According to Cash App’s terms, you must be at least 13 years old to be eligible for a Cash App card.

The account itself can be opened by those 13 and older. However, for teens between 13 and 17, parental or guardian consent is required to use the full functionality of Cash App.

Without a guardian’s approval, usage will be limited. We’ll go over the specific limitations later.

Once a teen turns 18 years old, they can use all features without restrictions and no longer need a guardian’s authorization.

How To Apply for a Cash App Card Under 18

If your teen is at least 13 years old, they are eligible to apply for a Cash App card. Here is the step-by-step process:

  1. Open the Cash App on your teen’s iPhone or Android device. If they don’t have it installed yet, download the app from the App Store or Google Play Store.
  2. Tap on the Cash Card tab in the bottom menu. This is where you can design, order and manage your Cash App card.
  3. Choose a card design. You can pick from a selection of colorful card designs.
  4. Enter your teen’s name and birthdate when prompted.
  5. Provide the parent or guardian’s details. This includes their $cashtag username, phone number or email address linked to their Cash App account.
  6. Tap ‘Send’ to submit the request. Double check that all details entered are accurate beforehand.
  7. Await approval. Cash App will review the request and may ask for additional verification to confirm your identity.

Once approved, the personalized Cash App card will be mailed to your teen’s address on file. Activation is required upon receipt before it can be used.

And that’s it! Within 5-7 business days your teen can start using their Cash App card once approved.

Managing Teen Accounts as a Parent

As the authorizing guardian, you will have full oversight and control over the teen’s Cash App account.

In the Family Accounts section of the app, you can view linked accounts, monitor your child’s transaction history, set restrictions and limits, or instantly freeze their card if needed.

To access Family Accounts:

  • Tap your profile icon in the top right corner
  • Select “Family Accounts”
  • Choose your teen’s account to view details and manage settings

From there you can see an overview of their account activity, weekly/monthly spending, current balance, pending requests and more.

As the authority figure, it’s your responsibility to teach your teen how to use their Cash App card responsibly. Discussing spending limits and tracking transactions together is encouraged.

Usage Limits for Teens Under 18

Minors with a Cash App account do have some restrictions in place:

  • Can only send up to $250 per week
  • Can only receive up to $1000 per month
  • Weekly ATM withdrawals capped at $100
  • Monthly purchases capped at $1000

Once your child turns 18, these limits will be automatically removed from their account (unless you choose to keep limits in place yourself).

While limited, these usage caps still allow teens to take advantage of Cash App cards for basic spending and transactions under your guidance.

Common Questions from Parents

Can I get a Cash App card for my 10 year old?

No, Cash App requires cardholders to be at least 13 years old due to legal limitations. Those under 13 are not permitted to use the app or obtain a Cash App card.

What if my teen lies about their age to get a Cash App card?

Lying about their age is against Cash App’s terms and can result in the account getting banned. If your child signs up with an older age, they will eventually be asked to provide ID verification which will reveal their real age. It’s best to be honest from the start.

Is my teen’s Cash App card connected to my account?

No, your child will have their own Cash App account and card completely separate from yours. As the parent or guardian, you simply authorize their access to use Cash App under your supervision. Their card pulls from their own account balance.

Can I instantly freeze my teen’s card if needed?

Yes! In the Family Accounts section of the app, parents can immediately freeze a teen’s card with a single tap if necessary. You can also set spending notifications, restrictions and limits on the teen account.

What happens if my teen spends over their limits?

Cash App will decline any transactions over the account limits in place for teens under 18. As the authorizing guardian, you will also receive notifications any time they near their caps.


Can my 12 year old get a Cash App card?

No, you must be at least 13 years old to be eligible for a Cash App card.

What details do I need to provide to approve my teen’s card?

You will need to provide your Cash App $cashtag username, phone number or email address linked to your guardian account.

Are there fees to order a Cash App card?

No, Cash App cards are free to order and arrive within 5-7 business days after approval.

Can my teen’s card work for adult purchases like alcohol?

No, for legal reasons merchants will not allow minors to buy age restricted products like alcohol with their Cash App card.

What if I want to deactivate my teen’s card?

As the authorizing guardian, you can instantly freeze your teen’s card at any time within the Family Accounts section of the Cash App.

The Bottom Line

With proper parental oversight, Cash App can be a useful money management tool for teenagers 13 and up. Minors can apply for their own Cash App card but functionality is limited compared to adult accounts.

As the guardian, it’s important to monitor your teen’s account activity and set appropriate restrictions you both agree on. With education and open communication, a Cash App card can help teach young teens financial responsibility.

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